Personal Financial Coaching


Your personal financial guide to win with money

A black and white drawing of a strategy with arrows and crosses.

Your personal financial guide to win with money

Personal Financial Coaching

A black and white drawing of a strategy with arrows and crosses.
A black and white icon of a clipboard with a clock next to it.

Clarity & Direction

A black and white icon of two people standing next to each other on a white background.

Accountability & Support

A thumbs up icon in a shield on a white background.

Financial Peace & Confidence

Does Managing Your Money Feel Overwhelming?

  • Living paycheck to paycheck?
  • Buried in debt?
  • Is money straining your relationships?
  • Constantly stressed about finances?
  • Lacking a plan for your money?

You’re not Alone!

Many people struggle to get their finances under control because they don’t have a clear plan or the support they need. Without guidance, financial stress can put a strain on relationships, limit your future, and keep you feeling trapped.

A man and a woman are sitting at a table looking at papers.

I’m Andy Yoder, a Ramsey Preferred Financial Coach, and I know firsthand how it feels to be overwhelmed by money. Like you, I once struggled to get a handle on my finances, but through practical steps and proven strategies, I found financial peace—and I want to help you do the same. With my coaching, you’ll have a personalized plan, encouragement, and the accountability to make real, lasting changes.

I'll help you live free from of the stress of money!


You Don't Have to Live in Constant Financial Stress!

A Personal Financial Coach Can Help You:

  • Get out of debt with a personalized financial strategy

  • Learn how to handle money better in your relationships

  • Finally pay off your student loans

  • Set up a monthly budget & actually stick to it

  • Prepare to buy a home

  • Plan for retirement -- and more!

A family is sitting at a table looking at a laptop computer.
A black and white icon of a dollar bill with a check mark next to it.

Here's how it works

Ready to win with money? Just follow our simple 3-step process!

A blue circle with the number 1 inside of it

"Win with Money" Strategy Call

I will gift you a financial strategy session! Together, we will gain clarity in where you are at and where you desire to be in with your finances

A blue circle with the number 2 inside of it

Get Ongoing Support & Guidance

Our coaching sessions will provide a personalized action plan, accountability, and encouragement to stay on track!

A blue circle with the number 3 inside of it

Achieve Financial Freedom

Gain confidence in your financial decisions, reduce anxiety, and experience peace of mind knowing you’re in control of your money and future.


Connect with your coach and get next steps for your money situation.

A blue circle with the number 2 inside of it

Get a Customized Financial Plan


Schedule your complimentary consultation for a date and time that works for you.

A blue circle with the number 1 inside of it

Book Your Free Consultation


Work with your coach to start winning with money and working towards financial peace!

A blue circle with the number 3 inside of it

Achieve Financial Freedom

FAQ


Frequently Asked Questions

  • What is financial coaching & how can it help me?

    As your financial coach, I help you go beyond dreaming about financial peace—I guide you toward living it. Unlike CPAs who focus on taxes or financial advisors who handle investments, I work alongside you to create a start-to-finish plan for your money and keep you on track every step of the way.


    My coaching focuses on identifying and transforming the thought patterns and habits that are holding you back, so you can take control of your finances and direct your money toward the goals that matter most to you. Together, we’ll turn your financial goals into reality.

  • What is a Ramsey Preferred Coach?

    I am a Ramsey-trained Financial Coach, offering personal finance coaching and education to empower you to take charge of your money. While I’ve completed extensive training through Ramsey Solutions, I am an independent coach and not an employee or agent of Ramsey Solutions. My services are not warranted or guaranteed by Ramsey in any way. As part of the coaching program, I’ve invested in specialized training to equip me to help you achieve your financial goals. Please note that Ramsey Solutions does not provide tax, legal, accounting, or other professional advice.

  • Do you work for Ramsey Solutions?

    No, I don’t work for Ramsey Solutions. I am an independent financial coach who has completed specialized training through Ramsey Solutions to become a Ramsey-trained Financial Coach. While I use their principles and resources to guide my coaching, I am not an employee or agent of Ramsey Solutions. My goal is to help you take control of your money and achieve financial peace using the proven methods I’ve been trained in.

  • When should I work with a financial coach?

    That’s the great thing about working with me as your financial coach—I’m here to help no matter where you’re starting from. Whether you’re buried in student loans or credit card debt, struggling with money fights in your marriage, or feeling stuck without a plan to reach your big financial goals—like buying a house or preparing for retirement—I’ll meet you right where you are. Together, we’ll create a clear plan to steer you in the right direction so you can finally take control and win with your money.

  • How do I pay for a coach when I'm broke?


    Paying for coaching might feel like a stretch when you’re broke, but the goal of coaching is to help you put money back in your pocket—not take it out. It’s about developing the right money habits and putting an end to the cycle of financial stress. Instead of asking, “Can I afford a coach?” consider this: Can you afford to keep struggling without one?


    If you’re trying to get out of debt, options like credit counseling or bankruptcy only treat the symptoms—they don’t address the habits that got you there. And the cost of bankruptcy is more than just financial—it can leave a lasting mark on your personal record.


    There’s no better way to build healthy financial habits than by working with a personal coach who understands your situation. And here’s the thing—you never have to feel ashamed of your financial struggles. As your coach, I’m here to encourage and guide you, no matter your background or income level. Whatever you’re going through, it’s okay, and I’m here to help you move forward.

  • How do I get my spouse on board?

    Marriage isn’t about “me”—it’s about “we.” When it comes to money, the only way to truly succeed is by working together as a team. In fact, many couples discover that talking openly about their finances doesn’t just help their bank accounts—it actually reduces stress and strengthens their relationship. That’s why making finances a team effort is at the heart of what I teach.


    If you’re finding it difficult to get your spouse on board, let me know. Together, we’ll create a plan that helps you work as a team and build a stronger financial future for your marriage.

  • How do I prepare for my coaching session?

    The great thing about working with me as your financial coach is that I’ll guide you through every step of the process. During our first consultation, I’ll ask questions to get to know you—your goals, your dreams, your financial struggles, and what’s holding you back. This helps me understand your unique situation so we can create a plan tailored to you. Come ready to share, and we’ll start building the path to your financial freedom together.

Other Coaching Services


Here’s how I help you win with money

A man is sitting at a table writing in a notebook.

Small Business

Coaching

Struggling with cash flow? Unsure how to pay yourself or manage expenses? I’ll help you develop a system to create financial stability for your business.

Coach-to-Coach

Mentoring

I also mentor other financial coaches, sharing strategies and best practices to help them succeed in the personal coaching field.

Two men are sitting at a table looking at a laptop computer.

Financial Peace University Teacher

As a certified FPU teacher, I lead Financial Peace University classes for groups, churches, and organizations.

A group of people are standing next to each other in front of a blue brush stroke that says financial peace university.